• Banking & insurance

A major player in the insurance and financial services sector

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Optimizing cash flow in a context of rising interest rates

Sector: Insurance & Financial Services

Objective: Improve cash management to optimize return on assets

Faced with rising interest rates, a major player in the sector launched a strategic cash optimization project. The aim was to maximize return on assets through enhanced forecast management and unified processes. The project was carried out in two phases:

  • Phase 1: Diagnosis of existing situation – flow mapping, governance, identification of friction points
  • Phase 2: Optimization recommendations – improved forecast management, levers for improvement and enhanced use of Kyriba

PALMER‘s added value

  • Technical and functional expertise: in-depth analysis of existing flows and processes
  • Kyriba mastery: Optimal use for forecasting and liquidity management
  • Collaborative approach: Facilitating exchanges between departments to ensure buy-in
  • Actionable recommendations: Clear roadmap aligned with strategic challenges

The keys to success

  • Precise mapping of financial flows to identify frictions
  • High-performance forecasting tools to better anticipate cash requirements
  • Smooth coordination between all stakeholders
  • Standardization of inter-departmental practices

Course of the mission

  • Diagnosis: Complete cash flow mapping, governance analysis
  • Identification of irritants: Malfunctions between departments (investment, accounting, management control, Ostrum)
  • Kyriba audit: Analysis of current usage and optimization potential
  • Concrete proposals : Specific modules, harmonization of processes
  • Collaborative leadership: Co-constructing solutions with key departments
  • Strategic validation: Recommendations presented to and validated by the Strategic Committee

Challenges

  • Coordination of multiple stakeholders with heterogeneous priorities
  • Harmonizing diverse processes
  • Kyriba’s technical limitations to be overcome to achieve objectives

A concrete, measurable impact

  • Reliable cash flow forecasting
  • Optimizing returns on assets in a high interest rate environment
  • Streamlined processes for greater efficiency
  • Greater collaboration between departments, faster, more aligned decisions
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